:root {
  --obsidian: #0a0d13;
  --graphite: #131822;
  --graphite-2: #1a2130;
  --line: #26303f;
  --platinum: #e7ecf2;
  --brushed: #9aa5b4;
  --ice: #5fd0ea;
  --sheen-a: #f4f7fb;
  --sheen-b: #b9c2ce;
  --serif: Georgia, "Iowan Old Style", "Times New Roman", serif;
  --sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --mono: ui-monospace, "SFMono-Regular", Menlo, Consolas, "DejaVu Sans Mono", monospace;
  --wrap: 1080px;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--obsidian);
  color: var(--platinum);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.72;
  letter-spacing: 0.005em;
}

.wrap {
  width: 100%;
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 18px;
}

.skip {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--platinum);
  color: var(--obsidian);
  padding: 10px 16px;
  z-index: 50;
}

.skip:focus { left: 8px; top: 8px; }

a { color: var(--ice); }

.masthead {
  background: linear-gradient(180deg, #10151e 0%, #0a0d13 100%);
  border-bottom: 1px solid var(--line);
  position: relative;
}

.masthead-in {
  display: flex;
  flex-direction: column;
  gap: 14px;
  align-items: center;
  padding-top: 16px;
  padding-bottom: 16px;
}

.brand { display: flex; align-items: center; gap: 12px; }

.brand-mark { display: block; line-height: 0; }

.brand-type { display: flex; flex-direction: column; line-height: 1.2; }

.brand-name {
  font-family: var(--serif);
  font-size: 24px;
  font-weight: 700;
  letter-spacing: 0.03em;
  color: var(--platinum);
}

.brand-sub {
  font-family: var(--mono);
  font-size: 10.5px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brushed);
  margin-top: 3px;
}

.nav { display: flex; flex-wrap: wrap; gap: 6px 20px; justify-content: center; }

.nav a {
  font-family: var(--mono);
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--brushed);
  text-decoration: none;
  padding: 4px 0;
  border-bottom: 1px solid transparent;
}

.nav a:hover, .nav a:focus-visible { color: var(--platinum); border-bottom-color: var(--ice); }

.ingot {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(115deg, rgba(255,255,255,0.09) 0%, rgba(255,255,255,0) 34%, rgba(255,255,255,0) 62%, rgba(255,255,255,0.06) 100%),
    linear-gradient(180deg, #1d2534 0%, #10151f 55%, #161d29 100%);
  border-top: 1px solid #303b4d;
  border-bottom: 1px solid #05070b;
}

.ingot::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, transparent 0%, rgba(95,208,234,0.10) 50%, transparent 100%);
  pointer-events: none;
}

.ingot-in {
  position: relative;
  z-index: 1;
  text-align: center;
  padding-top: 26px;
  padding-bottom: 26px;
}

.ingot-top { border-top: none; }

.ingot-eyebrow {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--ice);
  margin: 0 0 8px;
}

.ingot-offer {
  font-family: var(--serif);
  font-size: 21px;
  line-height: 1.4;
  margin: 0 0 16px;
  color: var(--platinum);
}

.ingot-offer strong {
  color: #ffffff;
  font-weight: 700;
}

.sep { color: var(--brushed); padding: 0 4px; }

.ingot-small {
  font-family: var(--mono);
  font-size: 10.5px;
  letter-spacing: 0.08em;
  color: var(--brushed);
  margin: 12px 0 0;
}

.cta {
  display: inline-block;
  font-family: var(--sans);
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 0.04em;
  color: #0a0d13;
  background: linear-gradient(180deg, var(--sheen-a) 0%, #d3dae3 52%, var(--sheen-b) 100%);
  border: 1px solid #f0f4f8;
  border-radius: 3px;
  padding: 13px 26px;
  cursor: pointer;
  box-shadow: 0 6px 18px rgba(0,0,0,0.45), inset 0 1px 0 #ffffff;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.cta:hover { transform: translateY(-1px); box-shadow: 0 10px 24px rgba(0,0,0,0.55), inset 0 1px 0 #ffffff; }

.cta:active { transform: translateY(0); }

.cta:focus-visible { outline: 3px solid var(--ice); outline-offset: 3px; }

.cta-lg { width: 100%; max-width: 380px; }

main { display: block; }

.review { padding: 30px 0 6px; }

h1 {
  font-family: var(--serif);
  font-size: 34px;
  line-height: 1.14;
  font-weight: 700;
  letter-spacing: 0.01em;
  margin: 0 0 6px;
  color: #f4f7fb;
  text-shadow: 0 1px 0 rgba(255,255,255,0.18), 0 12px 30px rgba(95,208,234,0.14);
}

h1::after {
  content: "";
  display: block;
  width: 74px;
  height: 2px;
  margin-top: 16px;
  background: linear-gradient(90deg, var(--ice), transparent);
}

h2 {
  font-family: var(--serif);
  font-size: 25px;
  line-height: 1.26;
  font-weight: 700;
  margin: 42px 0 12px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
  color: var(--platinum);
}

h3 {
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.4;
  font-weight: 700;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  margin: 28px 0 8px;
  color: var(--brushed);
}

p { margin: 0 0 16px; }

.standfirst {
  font-size: 19px;
  line-height: 1.66;
  color: #c9d2dd;
  border-left: 2px solid var(--ice);
  padding-left: 16px;
  margin-top: 20px;
}

.table-scroll {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border: 1px solid var(--line);
  border-radius: 4px;
  margin: 22px 0 24px;
  background: var(--graphite);
}

.table-scroll:focus-visible { outline: 2px solid var(--ice); outline-offset: 2px; }

table {
  width: 100%;
  min-width: 660px;
  border-collapse: collapse;
  font-size: 14.5px;
}

caption {
  caption-side: top;
  text-align: left;
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--brushed);
  padding: 14px 16px 10px;
}

th, td { padding: 11px 16px; text-align: left; border-bottom: 1px solid var(--line); }

thead th {
  background: var(--graphite-2);
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--platinum);
  white-space: nowrap;
}

tbody td { color: #c9d2dd; }

tbody td:first-child { color: var(--platinum); font-weight: 600; }

tbody tr:last-child td { border-bottom: none; }

tbody tr:nth-child(even) td { background: rgba(255,255,255,0.018); }

.faq { margin: 22px 0 8px; border-top: 1px solid var(--line); }

.faq-item { position: relative; border-bottom: 1px solid var(--line); }

.faq-toggle { position: absolute; opacity: 0; width: 1px; height: 1px; }

.faq-q {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 2px;
  cursor: pointer;
  font-family: var(--sans);
  font-weight: 600;
  font-size: 16.5px;
  line-height: 1.45;
  color: var(--platinum);
}

.faq-q:hover { color: var(--ice); }

.faq-sign {
  flex: 0 0 auto;
  position: relative;
  width: 16px;
  height: 16px;
  margin-top: 5px;
}

.faq-sign::before, .faq-sign::after {
  content: "";
  position: absolute;
  background: var(--ice);
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.faq-sign::before { left: 0; top: 7px; width: 16px; height: 2px; }

.faq-sign::after { left: 7px; top: 0; width: 2px; height: 16px; }

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.28s ease;
}

.faq-a p {
  margin: 0;
  padding: 0 2px 18px;
  color: #c1cbd7;
  font-size: 16px;
  border-left: 2px solid var(--line);
  padding-left: 14px;
}

.faq-toggle:checked ~ .faq-a { max-height: 620px; }

.faq-toggle:checked ~ .faq-q .faq-sign::after { transform: rotate(90deg); opacity: 0; }

.faq-toggle:focus-visible ~ .faq-q { outline: 2px solid var(--ice); outline-offset: 2px; }

.cards { display: grid; grid-template-columns: 1fr; gap: 16px; margin: 22px 0 10px; }

.card {
  background: linear-gradient(180deg, var(--graphite-2) 0%, var(--graphite) 100%);
  border: 1px solid var(--line);
  border-top: 2px solid var(--brushed);
  border-radius: 4px;
  padding: 20px 20px 8px;
}

.card-eyebrow {
  font-family: var(--mono);
  font-size: 10.5px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--ice);
  margin: 0 0 8px;
}

.card h3 {
  font-family: var(--serif);
  font-size: 20px;
  line-height: 1.3;
  text-transform: none;
  letter-spacing: 0;
  color: var(--platinum);
  margin: 0 0 12px;
}

.card p { font-size: 16px; color: #c1cbd7; }

.closing {
  margin-top: 34px;
  background: linear-gradient(180deg, #10151f 0%, #0a0d13 100%);
  border-top: 1px solid var(--line);
}

.closing-in { text-align: center; padding: 32px 18px; }

.closing-lead {
  font-family: var(--serif);
  font-size: 22px;
  margin: 0 0 16px;
  color: var(--platinum);
}

.foot {
  background: #07090e;
  border-top: 1px solid var(--line);
  color: var(--brushed);
  font-size: 14px;
}

.foot-in { padding: 28px 18px 34px; }

.foot-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--serif);
  font-size: 18px;
  color: var(--platinum);
  margin-bottom: 14px;
}

.foot-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border: 1px solid var(--brushed);
  border-radius: 3px;
  font-size: 15px;
  font-weight: 700;
  color: var(--platinum);
  background: var(--graphite-2);
}

.foot-dim { color: var(--brushed); font-size: 14px; }

.foot-note { margin: 0 0 16px; line-height: 1.66; max-width: 720px; }

.foot-nav { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-bottom: 16px; }

.foot-nav a {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--brushed);
  text-decoration: none;
}

.foot-nav a:hover, .foot-nav a:focus-visible { color: var(--ice); }

.foot-copy {
  margin: 0;
  padding-top: 16px;
  border-top: 1px solid var(--line);
  font-family: var(--mono);
  font-size: 11.5px;
  letter-spacing: 0.08em;
  color: #7b8697;
}

@media (min-width: 700px) {
  body { font-size: 18px; }
  .wrap { padding: 0 28px; }
  .masthead-in { flex-direction: row; justify-content: space-between; padding-top: 20px; padding-bottom: 20px; }
  .nav { justify-content: flex-end; gap: 8px 26px; }
  .ingot-in { padding-top: 34px; padding-bottom: 34px; }
  .ingot-offer { font-size: 26px; }
  .cta-lg { width: auto; }
  h1 { font-size: 50px; }
  h2 { font-size: 31px; margin-top: 52px; }
  h3 { font-size: 18px; }
  .standfirst { font-size: 21px; padding-left: 22px; }
  .review { padding-top: 44px; }
  .cards { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
  .card { padding: 26px 26px 12px; }
  .closing-lead { font-size: 26px; }
}

@media (min-width: 1020px) {
  h1 { font-size: 60px; }
  .ingot-offer { font-size: 29px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.001ms !important; animation-duration: 0.001ms !important; }
}